When you go to a bank to cash your stimulus check, it is important to bring a photo ID so that the bank prevents people from cashing checks that have not been issued to them.
If you want to cash your $1,400 stimulus check, you can cash it at banks even if you are not an account holder or member, but you will need to bring an ID.
When you go to a bank to cash your stimulus check, it is important to bring a photo ID so that the bank can prevent people from cashing checks that have not been issued to them. Some banks may require two sets of identification, a good recommendation is to call the branch you intend to visit to check your requirements.
As for identity documents that are acceptable to a bank, they should be any officially issued photo ID:
- Undamaged U.S. passport.
- Driver’s license
- Military ID
- Certificate of naturalization
- Certificate of citizenship
- Government employee ID or other equivalent
In March 2021 According to the Federal Deposit Insurance Corporation (FDIC), it called on banks to support citizens seeking to cash the stimulus check, even if you are not a member of that bank. Be careful, however, as some people who want to cash checks at a bank where they don’t have an account have had to pay fees of $5 to $20. One solution may be to open an account at the time the check is cashed.
The U.S. Congress passed the American Bailout Plan which included a third stimulus check of $1,400.
Payments were made through various methods such as direct deposit, physical checks and prepaid debit cards. Although millions of people received their stimulus payments through direct deposit, questions have arisen about how to cash the paper checks or transfer the funds from the prepaid debit cards, officially known as Economic Impact Payment (EIP) Cards, to their personal bank accounts.
If you do not have a permanent address, you may still qualify for the $1,400 stimulus check
If you do not have your own address, you may provide the IRS with the address of a friend or relative to receive the $1,400 stimulus check if you qualify.
The Internal Revenue Service (IRS) has a reminder in case you don’t have a permanent address or bank account: you may still qualify for the stimulus check and other tax benefits.
It is a fact that the IRS cannot issue a stimulus payment to people who qualify but their information does not appear in the tax agency’s database.
If you are one of the people who don’t usually file a tax return, even if you didn’t have any income last year, you will need to share some data with the IRS and the only way will be to file a 2020 tax return.
When your return is processed the agency will be able to send your stimulus check payment to an address you select. You do not need a permanent address or to have a bank account or be employed. If you qualify, the IRS will issue a payment in your name even if you have not filed a tax return in years.
For example, a homeless person can list the address of a friend, relative or trusted tax filer. You can also choose a shelter, day center, or transitional housing program if you do not have a home of your own.
If you are working homeless you can get an Earned Income Tax Credit (EITC), the only requirement is that you live in one of the states or the District of Columbia.
You can find out how to claim the 2020 recovery refund credit on the IRS website.